SymbioSoftware

A live demonstration · for lending teams

The report your desk gets, the moment a file lands.

Nothing to fill in. Watch three real-shaped borrower files run through the Loan Coach below — the payment, the loan-to-value, the debt-to-income, the verdict and the exact talking points your officer takes back to the borrower. This is the report itself, not a calculator: your team never types a scenario, because the file is already in the system.

The file, as it arrived

Home price
$150k$2.0M
Down payment
3%50%
Interest rate
3.0%9.0%
Term
10 yrs30 yrs
Household income
$40k$500k
Other monthly debts
$0$4,000
Playing the next file…
Total monthly payment
Principal & interest
Taxes & insurance
Mortgage insurance
Est. cash to close
Loan-to-value
Debt-to-income

Coach the conversation

What to say next

    Estimates only, for coaching. Assumes property tax ~1.0%/yr, insurance ~0.35%/yr, PMI ~0.55%/yr of the loan when the down payment is under 20%, and closing costs ~3% of price. Real numbers come from a rate lock, a title quote and a credit pull — this is the shape of the conversation, not a quote.

    Why this lives here

    Your officers read the report. They do not build it.

    A calculator on a lending site is a dead end — a number, and then silence. This is the other thing entirely: the moment a borrower enquires, Symbio writes the file, runs it, and puts this report in front of the right loan officer — before anybody has quoted a rate. The texter answers in seconds and the caller works it in the meantime. Nobody on your desk types a scenario to find out where a file stands.

    From the enquiry to the officer’s screen
    The same enquiry, two ways A calculator returns a number and then stops. On the same enquiry Symbio writes the file, runs it, and puts the report in front of the right loan officer before anybody has quoted a rate, while the texter answers and the caller works it in the meantime. Nobody on the desk types a scenario. A CALCULATOR ON A LENDING SITE A number and then silence. SYMBIO, ON THE SAME ENQUIRY A borrower enquires nothing is typed Symbio writes the file automatically and runs it payment, LTV, DTI, verdict The right officer has it before anybody quoted a rate NOBODY TYPES A SCENARIO THE TEXTER AND THE CALLER WORK IT MEANWHILE

    Slide the diagram sideways to see the whole run.

    The same enquiry, two ways. A calculator returns a number and stops there. Symbio writes the file, runs it, and puts the report in front of the right loan officer — before anybody has quoted a rate, and while the texter answers and the caller works it in the meantime.
    See how lending works

    Where the file comes from

    It connects to the systems you already run.

    Symbio connects to multiple point-of-sale and loan-origination platforms by API. Your borrowers keep applying where they already apply and your officers keep working where they already work — Symbio sits alongside, reads the file, and hands back the coaching. Tell us what you run and we will confirm the connection for your stack.

    Where the file comes from, and where it goes back
    Symbio sits alongside the systems you already run Your borrowers keep applying in your point-of-sale platform and your officers keep working in your loan-origination system. Symbio connects to both by API, reads the file, and hands back the coaching. Nothing gets rekeyed and nothing is replaced. YOUR SIDE Point of sale borrowers keep applying here SYMBIO Reads the file Hands back the coaching by API, alongside YOUR SIDE Loan origination officers keep working here NOTHING GETS REKEYED · NOTHING IS REPLACED · NO SECOND SYSTEM TO RUN

    Slide the diagram sideways to see both sides.

    Your borrowers keep applying where they already apply and your officers keep working where they already work. Symbio connects to your point-of-sale and loan-origination platforms by API, reads the file, and hands the coaching back — nothing gets rekeyed and nothing is replaced.

    Point of sale

    An enquiry or an application on your side becomes a live file here in seconds, so the coaching is ready before your officer opens it.

    Loan origination

    The file stays in step with your LOS as it moves, so the report an officer reads reflects where the loan actually is — not a snapshot from last week.

    No second system to run

    Nothing gets rekeyed and nothing is replaced. The connection is ours to build and maintain as part of your package.

    For mortgage businesses

    Put a coach like this on your own site.

    Branded to your business, wired into the platforms you already run, so every enquiry becomes a file your desk answers in seconds — with the report already written. Tell us what you use and we will show you the version pointed at your loans.

    See how packages are built, or reach us directly at Support@symbiohomes.com / (720) 955-7770.